PPF vs PDP for Small French Businesses: Which Should You Choose in 2026?
Should your small French business use the free PPF (Portail Public de Facturation) or a private PDP for the September 2026 e-invoicing mandate? Honest comparison with real cost analysis.
PPF vs PDP for Small French Businesses: Which Should You Choose?
France's September 2026 B2B e-invoicing mandate gives businesses a choice: use the free government platform (PPF — Portail Public de Facturation) or pay for a certified private platform (PDP — Partenaire de Dématérialisation Privé). For small businesses (TPE/PME), this decision has real financial and operational implications.
What Is the PPF?
The Portail Public de Facturation (PPF) is the French government's free B2B e-invoicing platform. It is operated by the DGFiP (tax authority) and is available to all French businesses at no cost.
The PPF:
- Is free to use for all volume levels
- Accepts Factur-X (EN 16931 profile minimum) and UBL 2.1 invoices
- Provides 10-year legal archiving
- Has a web interface for manual invoice entry (no ERP required)
- Reports transaction data to DGFiP automatically
The PPF is essentially what Chorus Pro (B2G platform) is for government invoicing — but extended to B2B.
What Is a PDP?
A PDP is a certified private platform (equivalent to an intermediary) that:
- Integrates with your accounting software or ERP
- Provides automated invoice sending and receiving
- Offers additional features (analytics, payment tracking, AI-powered AP automation)
- Routes invoices between PDPs and to the PPF
- Typically charges a monthly or per-invoice fee
Head-to-Head Comparison
| Factor | PPF (Free) | PDP (Paid) |
|---|---|---|
| Cost | €0 | €20–€150+/month |
| Volume | Unlimited | Unlimited |
| Manual entry | ✅ Web form available | ❌ Software required |
| ERP integration | ❌ Limited | ✅ Native connectors |
| AP automation | ❌ None | ✅ (Yooz, Cegid) |
| Mobile app | Limited | ✅ (most PDPs) |
| Support | Government helpdesk | Dedicated support |
| Advanced features | None | Payment tracking, analytics |
| PDP-to-PDP routing | ✅ Can receive from PDPs | ✅ Full network |
When the PPF Is Right for Your Business
The PPF is the correct choice if:
- You issue fewer than 50 invoices per month
- You have no ERP or accounting software (common for micro-businesses)
- Your business is in the Phase 2 (September 2027) or Phase 3 (September 2028) rollout
- You want zero additional cost and can manage invoices manually
- Your customers are willing to log into the PPF portal to retrieve invoices
The PPF web interface is genuinely usable for low-volume businesses. You log in, enter invoice details, and the system generates and sends the Factur-X invoice automatically.
When a PDP Is Worth the Cost
A PDP makes economic sense if:
- You issue more than 50–100 invoices per month (manual entry becomes time-consuming)
- Your accounting software already has a PDP integration (check your vendor's roadmap)
- You receive a high volume of supplier invoices (PDP AP automation saves hours)
- You have B2B customers who prefer automated invoice delivery
- You invoice large companies who may require PDP routing
For most French SMEs, the break-even point is approximately €0.10 per invoice in time savings. If a PDP saves you 5 minutes of manual work per invoice, you break even at around 60 invoices/month at an analyst's hourly rate of €30.
Recommended Path for Small Businesses (September 2026)
If you are a micro-business (< 10 employees, < 50 invoices/month):
- Start with PPF — it is free, it works, and it is compliant
- Upgrade to a PDP later if volume grows
If you use existing accounting software:
- Check if your software vendor has a certified PDP (Sage, EBP, Cegid, Pennylane all do)
- If yes, upgrade your subscription to include PDP — typically €10–€30/month extra
- This is usually the most practical path
If you are a Phase 1 grande entreprise:
- A PDP is essential — manual PPF entry is not practical at large volume
- Choose a PDP with native SAP/Oracle/Dynamics connector
The Grace Period (Sept–Dec 2026)
The DGFiP has confirmed a grace period through approximately December 2026 where businesses using PPF instead of their ERP's PDP will not be penalised, provided they are making good-faith compliance efforts. This means you have time to test before going fully live.